I had an accident last year on my first day of college.

After school, I told me friends we should go out to eat, and I would drive them there. So we got up to this intersection with no lights. One friend had been telling me I'd crash and kill us all, as a joke. I told her to shut up, and moved out of the intersection a little too slowly. At that moment, this guy comes careening up this hill above the speed limit, doesn't slow down when he sees me coming across, and slams into me. He claims he was injured and blames me for the car crash and there's really not much I can do.

Luckily my car wasn't totaled, but horribly bent. It screeched with pain when it was dragged away. It made me very sad ):